Shirley Siao

  • (909) 287-7000
  • (909) 263-6658
  • (909) 557-2310
  • 15322 Central Avenue
  • Chino, CA 91710

Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Shirley Siao is the best.

John R.

Shirley was amazing and very professional- would definitely recommend her to friends and family.

Elizabeth D.

Ms. Shirley Siao provided us with very excellent service. She is so dedicated to what she does and she got us the results. Even before signing our loan docs, I already referred Shirley to my brother. I know she has touched base with him already and he is in good hands. We are so fortunate that Shirley was referred to us by a friend.

Peter F.

Shirley, Thank you for everything you've done for us. Without your help, we probably would not be homeowners now. We are so happy with our home. You are Excellent!

Aliw M.

I appreciate the patient, knowledge, and wisdom of Shirley in refinancing my house. I greatly thank her for all her help in this process.

Janet C.

Shirley did an excellent job in working my home loan refinancing. I will get her as an agent and refer Shirley to families and friends.

Zenaida B.

Thank you Shirley for all the help. The process was organized and timely.

Christine A.

She help us and she is very nice.

Alex D.

Always a pleasure to work with Shirley! We will continue to recommend friends and family.

Joanna M.

Always a pleasure to work with Shirley! We will continue to recommend friends and family.

Kristin A.

Shirley is a very nice person and went all the way to help me out when I first purchased the property and when I refinanced my property. She never forgets about her clients. Awesome person and will recommend to others.

Marinelle B.

The best and dependable loan officer we’ve had. Thank you for the great work Shirley!

Pia P.

Good customer service.

Vinod M.

It was a pleasure working with Shirley! She made everything a smooth process.

Giovanni S.

Best customer service.

George S.

Shirley was extremely helpful + kept us updated at all times. Very friendly + informative.

Kennedy P.

Shirley is wonderful and christ like servant that she truly helped me on this process. You are lucky to have her in your business. Thank you!

Daisy A.

I recommend Mountain West Financial services.

Pedro A.

Shirley Siao is the best. Very professional and always on top of things.

John R.

Ms. Shirley Siao is very competent, professional and knowledgeable. She truly cares about her clients. I highly recommend her services, and that of Mountain West staff, to everyone. Every loan is a team effort. I have not met the rest, but I truly thank them all. I thank Catalina Diaz for working this trip for document signing.

Jemela N.

It has been a tremendous pleasure working with Shirley Siao. She has been professional, responsible and diligent in following through on this loan. She routinely contacted me to ensure proper follow up, and she made the entire process a great joy. She produced what she promised and made me a committed Mountain West Financial customer for life. This is my second refinance thru Shirley and MWF.

Edward S.

Mountain West Financial is an amazing company and the loan officer helped us tremendously! Definitely a company that is worth working with and be recommended to others who need a loan!

Virginia L.

Shirley is very professional. She explains everything clearly and patiently. She was able to answer all of our questions and she is very responsive. She is also a very nice person and very compassionate of what she do. She do what she say that’s why she was able to gain our trust. I highly recommend Shirley!

Racquel D.

Shirley is so great to work with, always professional and available to help and find her clients the best terms.

Nina K.

Shirley is very efficient and patient. She explains very well all the details that I need to know. Always available when needed. And she is always goes out of our way just to help. As a client she makes me happy and satisfies.

Maria A.

Thank you.. Thank you so much for your a lot of patience, she was wonderful personality, hardworking and very dedicated to her work and especially everytime I call her, she always responsive to concern. I'm very grateful and happy to work with her. If in case I have a project again, I will not hesitate to call her again.

Evelyn V.

I am a realtor andI Have been refinancing my clients to Shirley since1998, so that's over 21 years working with her. What I love about her is that she always made sure my transations closes. Even with my own personal loans she is the one I trust. She goes out of her way to get work done.

Cordova R.

Shirley is very helpful and understanding. She really help us a lot to refianance our home. She help us to gather all the paperworks that we needed to close our deal. We highly recommend her.

David A.

We have had the pleasure of using Mountain West Financial for our first home sale/purshase and this present refinance. Shirley is always eager to please and transparent with rates and her services. She is always readily available and accessible to answer questions and explain the process. We will refer and continue to use Mountain West in the future.

Medina J.

Shirley said is the best loan officer that I have.I have been with a lot of loan officer like her but she is highly excemptional. The best and knows how to handle every single detail about what a person need like me. She explain, she helps. She will give you the outmost care and knowledge in order to get thru with everything. If I will be asked by anybody I will highly recommend her which I always do because "she is the best."

Marcelina L.

Shirley explains everything from A-Z, Very Professional, I was Very Fortunate to be contacted by shirley to refinance my house. Very Knowledgeable and efficient.

Rolando B.

Shirley Siao was very helpful, efficient with her work and very pleased with everything.

Maria A.

Shirley is very helpful and responded timely in every calls and emails. Thank you.

Noel M.

Shirley was absolutely amazing to work with. She was knowledgeable and was able to complete everything on the initial timeline she proposed. She was very thoughtful throughout the refinance process. Would absolutely recommend the service and company!

Nina K.

Shirley is very nice and helpful to us. She is very accommodating and able to inform us regarding little details of our loan refinancing .

Chloe A.

Shirley has been a perfect loan officer that helped me all throughout the refinancing process to buy my house. She has been referred by my realtor. She is always available if I have questions and very efficient. She goes beyong my expectations and will definitely recommend her to a friend who needs help in purchasing property.

Marinelle B.

She is a very patient loan officer/agent. Explained things thoroughly. I am very pleased to have her do my transaction for the next time again.

Enrico L.

We are very please with the loan that Shirley Siao did for us. The HERO program that we got previously and the loan modification we has really put is in a very difficult and huge financial burden but thanks to the help Shirley offered us, we are in a better situation now because she got rid of our balloon payment and our taxes went down dramatically.

Bienvenido S.

It was a pleasant experience working with Shirley!!

John F. & Ricardo C.

I was fully informed all the time of all the processing and I felt very comfortable with all the procedures and transactions. The Loan Officer got back to my calls or emails in a very timely manner and whatever concerns I had she made sure that she was always there to answer everything promptly and clearly.

Maria A. & Erickson P.

Shirley Siao was great through the whole process. It was the best experience I’ve had.

Forster Family

I can't imagine what it would have been like to go through the process of buying my first home without Shirley Siao. Her patience, guidance, wisdom, and sense of humor. It was abundantly clear during the entire process that I was working with the best and smartest loan officer. I am very fortunate to have had this opportunity to work with Shirley, and I would gladly, and enthusiastically recommend Shirley to anyone and everyone. I would be honored to serve as a reference and talk to prospective clients about how great she is. There is no way for myself to express how much I appreciate the tremendous value of working with her. However, I will absolutely be working with a professional in Shirley again when the time comes to buy my next home.

Jerome P.

Best Mortgage Loan Officer I ever had. Helped us a lot & always available when I had questions on my loan. Helped me a lot & assisted with all the things needed for my loan.

Christopher D.

My experience with Mountain West Financial was exemplary. Shirley Siao provided service beyond expectation. She was always friendly, courteous, accessible and helpful in processing documents and facilitating the loan process. Shirley also represented me, the borrower as though I was top priority. She made me feel confident that I received the best terms possible, going forward, and she resolved all questions and concerns satisfactorily.

Edward S.

Shirley is awesome. Very professional and easy to talk to. I will definitely recommend her to my friends and family. Thank you Shirley.

Baral Family

Shirley was very accommodating and able to help me all the way through the process of my loan. Excellent worker & truly an asset to your company! I will definitely recommend her to my friend & family.

Daisy A.

Ms. Shirley is very helpful & approachable. She always had answers right away even with my impossible questions. She even went in out house just to assist & help me with my papers because I just had my baby (addition to my 4 yr old) & I have difficulty submitting, faxing, e-mailing papers to submit.

Melissa R.

Thank you for your help :)

Juan M. & Michelle C.

Excellent business transactions. Good service.

Reyes Family

I will definitely recommend Shirley to my friends and co-workers. She is awesome and prompt in attending the client/buyer of the property. Thumps up!

Alexander Family

Thanks to Shirley Siao for working with us from beginning to end of the loan process. Made our application easy and we are sufficiently happy with her service. Great job!

De Leon Family

Thanks Shirley, you did a great job!

Cruz Family
First-Time Home Buyers Must Avoid These Mistakes
First-Time Home Buyers Must Avoid These Mistakes
Feb 25 2021   first time buyer first home first mortgage home loan apply for a first home loan
There are many common mistakes first-time home buyers make. Some are minor, while others can end up being costly. Fortunately, several of these mistakes are avoidable. Please read and share this article with other first-time home buyers to help... Read More
How Long Does It Take To Purchase a Home?
"How Long Does It Take To Purchase a Home?"
Feb 18 2021   first time buyer first home first mortgage home loan apply for a first home loan
Everyone has a different path to homeownership. Items like the type of loan you get and deciding on a real estate agent affect your timeline. But generally speaking, it takes about 30 – 60 days from start to finish to buy a home. Let's take a... Read More
Best Board Games of 2021
Best Board Games of 2021
Feb 16 2021   board games pandemic catan blockbuster jaws
From party games to deep adventure games, these are the best board games to play this year while you are at home according to Gamesradar.com. Pandemic: The best board game overall Betrayal at House on the Hill: The best board game for... Read More
Have You Considered A Home Refinance?
Have You Considered A Home Refinance?
Feb 16 2021   refinance home mortgage fha values
With low interests and high home values, now is a great time to evaluate your current home mortgage. Contact me today to discuss your specific loan and see if now is the right time for a home refinance and accomplish one of the savings below:... Read More